Pricing
Free to build. Premium to open.
Track your net worth and build as many models as you like for free. Opening a model’s full results is Premium.
Free
$0forever
Today’s numbers, and every model you want to build on them.
- Net-worth tracking on the dashboard, with a history of every update
- Your current finances in one place: accounts, debts, income, expenses, assets
- Unlimited models, built with the step-by-step wizard, from scratch or by cloning
- Milestones, income and expense streams, the house, the debts, by owner for couples
- A net-worth preview of every model on the dashboard
Premium
$89per year
3-day trial, card required, cancel anytime.
Everything in Free, plus any model’s full results.
- The Model tab: net-worth chart, year slider and Year detail for any age
- 36 built-in plots and a custom plot builder
- Cash flow for any simulated year
- Tax analytics: an estimated federal and state return for every year
- Chance of success: Monte Carlo, up to 10,000 trials, or historical 1928–2024 sequences
- Optimize: withdrawal order, Roth conversions, flexible spending
- Compare any two models on the same chart
- Reports with CSV, JSON and print export, plus the Estate view
No account linking
FIREModeling never asks for your bank credentials. You enter what you want to model.
Cancel anytime
Stop paying and your models stay. Tracking, building and the net-worth preview remain free.
You are not the product
No data selling, no ads. The subscription is the business model.